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mobile · Financial Services

ALOC PersonalFinance Platform

ALOC is a premium personal finance platform designed to help users connect financial accounts, monitor spending, track goals, receive intelligent insights, and make better financial decisions through a clean, modern mobile experience.

ALOC credit management app showing dashboard, cards, and planner screens — ALOC Personal Finance Platform
Master your credit. One place. Smarter decisions.
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Every core flow

From onboarding through daily credit decisions across five primary app experiences.

ALOC app screens: welcome, dashboard, cards, planner, and settings — ALOC Personal Finance Platform
Welcome, dashboard, cards, planner, and settings in one cohesive product.
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Screen-by-screen

Individual views built for clarity, speed, and confident financial decisions.

ALOC welcome screen with brand identity and onboarding — ALOC Personal Finance Platform

Welcome and onboarding

ALOC dashboard showing total credit, utilization score, and upcoming payments — ALOC Personal Finance Platform

Credit overview dashboard

ALOC cards screen listing credit cards with utilization bars — ALOC Personal Finance Platform

Multi-card management

ALOC purchase planner with AI-powered card recommendations — ALOC Personal Finance Platform

AI purchase planner

ALOC settings screen with account and appearance preferences — ALOC Personal Finance Platform

Account and preferences

Challenge

The Problem

The client wanted more than a traditional budgeting application. The vision was to create a financial companion that combines account aggregation, intelligent planning, and AI-powered assistance without overwhelming users. Security, usability, scalability, and future extensibility were equally important throughout the product.

Solution

Our Approach

Built a modern personal finance platform that unifies banking, budgeting, financial planning, AI insights, and account management in one intuitive mobile experience.

Architecture

System Design

React Native mobile application backed by modular APIs supporting authentication, financial account aggregation, budgeting, notifications, AI-powered insights, and subscription management. The architecture separates banking integrations, financial planning, analytics, and AI services into independent modules for long-term scalability.

Timeline

Project Phases

Product Discovery & UX

1 weeks

Core Mobile Experience

4 weeks

Financial Planning

2 weeks

Bank Integrations

1 weeks

AI Features & Launch

1 weeks

Upwork client review for ALOC phase 1, rated 5 out of 5 stars by Giovanni Madaffari

Giovanni Madaffari

Founder & CEO, A.L.O.C. Technologies LLC

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